Zoho Books

Full accounting with invoicing, automation and a free plan for tiny businesses.

Free planFree trial · 14 daysEU hosting

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Facts verified Nov 2026. Spotted a mistake?

What you'd pay

verified Nov 2026

Solo

$15/mo

Team of 5

$20/mo

Flat

PlanMonthlyAnnual, per monthUnitIncluded

FreeMonthly: $0Annual, per month: $0per organisation

· 1 user + accountant
· Revenue under $50K, 1,000 invoices/yr

StandardMonthly: $20Annual, per month: $15per organisation

· 3 users
· Recurring invoices and bank feeds

ProfessionalMonthly: $50Annual, per month: $40per organisation

· 5 users
· Inventory and purchase orders

PremiumMonthly: $70Annual, per month: $60per organisation

· 10 users
· Custom domain and budgeting

EliteMonthly: $150Annual, per month: $120per organisation

· 10 users
· Advanced inventory

UltimateMonthly: $275Annual, per month: $240per organisation

· 15 users
· Advanced analytics

External ratings

verified Nov 2026

4.4 / 5

(330 reviews)

Capterra

4.4 / 5

(684 reviews)

Our scores

Value4/5

Ease of use4/5

Depth5/5

Support3/5

Reporting 4/5Automation 5/5

What it is

Zoho Books is cloud accounting software covering invoicing, bank feeds, expenses, inventory and multi-currency, with workflow automation and a client portal. It connects closely with the wider Zoho suite and has a free plan for businesses under $50K annual revenue. Plans cap the number of users and unlock many features only on higher tiers, and some reviewers find bank feeds and reports unreliable or rigid.

Standout capability

Deep workflow automation and Zoho suite integration at low flat prices.

Best for

Small businesses using other Zoho appsTeams needing multi-currency invoicingBusinesses wanting automated reminders

Recurring invoices and payment reminders
Bank feeds and reconciliation
Client portal with online payments
Custom workflow rules

Community sentiment

What people praise

Reviewers like the clean interface and how much routine work it automates, from recurring invoices to payment reminders.

What people complain about

Common complaints are bank feeds that drop or mis-sync, slow support responses and reports that are hard to customise.

Source

Geo & compliance

Local-currency pricing: Yes
Regional pricing: Separate regional editions and prices (e.g. US, UK, India, EU) on zoho.com country pages
EU data hosting: Yes
DPA available: Yes