Zoho Expense logo

Zoho Expense

Low-cost expense reporting, approvals and card reconciliation with a free tier

Free planFree trial · 14 daysEU hosting
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Facts verified Nov 2026. Spotted a mistake?

What you'd pay

verified Nov 2026

Solo

$3/mo

Team of 5

$15/mo

Per seat

FreeMonthly: $0Annual, per month: $0up to 3 users
    StandardMonthly: $4Annual, per month: $3per user / month
      PremiumMonthly: $6Annual, per month: $5per user / month
        EnterpriseMonthly: —Annual, per month: —custom

          External ratings

          verified Nov 2026

          Our scores

          Value5/5
          Ease of use4/5
          Depth4/5
          Support4/5
          Reporting 3/5Automation 4/5

          What it is

          Zoho Expense handles receipt autoscan, mileage, per diem, multi-level approvals and corporate card reconciliation. A free plan covers up to three users, and paid plans start at $3 per user per month on annual billing. It syncs natively with Zoho Books and also connects to QuickBooks and Xero.

          Standout capability

          Free plan for up to three users and paid plans from $3 per user

          Best for

          Budget-conscious small businessesZoho Books usersTeams needing per diem and mileage
          • Receipt autoscan with OCR
          • Corporate card reconciliation
          • Mileage and per diem tracking
          • Multi-level approval policies

          Community sentiment

          What people praise

          Users point to the low per-user price, easy mobile receipt capture and flexible approval rules, especially alongside Zoho Books.

          What people complain about

          Reviewers mention card-feed sync hiccups, a fiddly setup for roles and permissions, and limited report customisation.

          Source

          Geo & compliance

          Local-currency pricing
          Yes
          EU data hosting
          Yes
          DPA available
          Yes

          What we like

          • Very low per-user pricing
          • Free plan for tiny teams
          • Native Zoho Books integration

          Worth knowing

          • Reporting customisation is limited
          • Setup of policies takes effort
          • Card feed sync can lag

          Alternatives to consider

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          Zoho Books logo

          Zoho Books

          Solo $15 · Team-5 $20/mo

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          Full accounting with invoicing, automation and a free plan for tiny businesses.

          Free plan
          Free trial

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